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The Hulkowich Group
(972) 801-2430
Wendy Hulkowich, Lead Realtor, CLHMS, ABR, SRES
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To access my Financial Calculators and Guides, please click the below link.  You will be taken to a separate window in your browser to a page called


Better Homeowners


This page is designed to help you be a better homeowner.  We are not just concerned with your purchase, sale, or lease of a property, we also want to help you with your real estate on an ongoing basis.


From the Better Homeowners page, you can select the Guides you want to download.  You can also run any of the many financial applications that will help you understand all the economic aspects to your home purchase and the longer term ownwership of that home. 


You can analyze many of the standard aspects of home purchasing, like mortgage payments, amortization schedules, and renting vs. owning.  Some other interesting tools are comparisons of adjustable rate mortgages to fix rate mortgages, and a 15 vs. 30 year comparison.  For buyers, the apps can tell you the cost of waiting to buy, what happens if the interest rate goes up.



The calculators will automatically produce a summary and allow you to download a PDF of the detailed calculations.  Graphs are provided where applicable.  You may need to allow your browser to show pop-ups for this webpage to get the PDF download dialog box.






Financial Applications Protection Status
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 02/09/2023. The listing information on this page last changed on 02/09/2023. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of NTREIS (last updated Thu 02/09/2023 7:33:15 AM EST) or Permian Basin MLS (last updated Mon 11/21/2022 7:45:23 AM EST). Real estate listings held by brokerage firms other than RE/MAX DFW Associates may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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